FIRST TOUCH iCAPTURE
Remote Deposit Capture and Image Exchange Products

Through remote deposit, banks can extending their market reach and generate additional revenues by allowing customers to capture and make deposits from their own locations, regardless of proximity to the bank. First Touch iCapture Suite is a simple to use solutions for banks and their corporate clients. The images of deposits are scanned where they are first touched and sent over a secure line for immediate processing. Because the physical transportation of the checks is eliminated, potential market penetration is significantly expanded.

With the same First Touch iCapture platform, banks and credit unions can electronically exchange Image Cash Letters with the Federal Reserve, other banks, and various exchange partners, saving significant costs in courier fees. Correspondent banks and bank branches can scan and electronically transmit Cash Letters and deposits, reducing transportation costs and delays by using our exchange platform that works seamlessly with existing systems.

Solutions include:

First Touch iCapture - FFIEC Compliance Reporting Engine <View Brochure> <View FFIEC Guidelines>
Reviews Remote Deposit Capture electronic files from FTiC or any third party system. Attains FFIEC Remote Deposit Capture Guidance security compliance reporting for your bank. Enhance your RDC process by adding a reporting functionality feature in compliance with FFIEC Security Guidance. Engineered to provide an effective monitoring and measurement solution for your bank’s remote deposit capture accounts. Flexible system design adjusts to meet your ever-changing remote deposit capture environment.

First Touch iCapture - X9 Deposit File Validation <View Brochure>
Our solution is designed to validate your incoming X9 deposit files from third party corporate systems. It provides a much-needed defense to help reduce the bank's risk and exposure to unauthorized files processing through the system. The solution will examine arriving corporate files in multiple formats: X9.37, X9.100-180, and X9.100-187. Equally powerful, our solution will output in multiple X9 formats: X9.37, X9.100-180, X9.100-187, for further processing in the bank’s system.

First Touch iCapture - Duplicate Item Detection <View Brochure>

Examines arriving corporate files to provide a much-needed defense to minimize the negative impact duplicate check deposits can cause through double posting. The system provides validation for incoming electronic deposit files from third party corporate systems. Designed to ingest incoming X9.37, X9.100-180, and X9.100-187 and output in multiple X9 formats: X9.37, X9.100-180, X9.100-187 for further processing in the bank’s system.

First Touch iCapture Suite <View Brochure> <FTIC Web site>
The First Touch iCapture (FTiC) suite of remote deposit capture and image exchange products offers a proven solution for large and community banks, savings & loans, thrifts, and credit unions. Over $1 billion in deposits are capturing with FTiC. With First Touch iCapture, you and your customers can be up and running in a matter of weeks, with minimal disruption to your current operations.

First Touch iCapture - FlexDeposit <View Brochure>
Developed on our successful remote deposit capture platform, First Touch iCapture. Significant research determined where consumer checks would persist the longest, and therefore, where FlexDeposit would provide the most value (high net-worth individuals, tradesmen, and low-volume, high-dollar deposit customers). FlexDeposit requires no expensive scanner hardware and is web-based, making it simple and easy to use.

First Touch iCapture - Merchant Capture/Corporate Capture <View Brochure> <View Brochure>
Allows merchants and corporations to capture the images of deposits at their sites, regardless of location, and send them over a secure line for immediate deposit at your bank. This eliminates physically transporting the checks and may allow quicker access to funds. This solution is also available as a Thin Client release.

First Touch iCapture - Branch Capture <View Brochure>
Allows your branches to capture the image and MICR data of all deposits and transmit them to the central check center for processing. This reduces courier costs and eliminates the need to proof-encode the items, further reducing costs and getting the checks into the item processing center faster.

First Touch iCapture - Correspondent Capture<View Brochure>
Allows correspondent banks to scan cash letters for transmission to and processing by your existing check center. This again reduces courier expense and enhances the timeliness and efficiency of your check processing operations.

First Touch iCapture - Image (Cash Letter) Exchange <View Brochure>
Allows traditional Cash Letters to be scanned and electronically transmitted to the Federal Reserve, other banks, and exchange partners. In turn, Cash Letters can be received, allowing Image Exchange files to be processed or IRDs to be printed and processed by the bank’s standard systems.

First Touch iCapture - Credit Unions <View Brochure>
Provides a comprehensive capture and exchange solution for credit unions, taking full advantage of the efficiency and cost savings enabled by Check 21, resulting in reduced item costs and increased funds availability from your outbound Cash Letters.

First Touch iCapture - Thrifts <View Brochure>
Provides a comprehensive capture and exchange solution for thrifts, with resulting item processing workflows that allow images to automatically flow in and out of your institution.

First Touch iCapture - Deposit Control Center <View Brochure>
A robust software control center engine designed to bring Remote Deposit Capture to your office, store or check cashing business without intrusive software or hardware. Deposit Control Center (DCC) is uniquely engineered to address and improve a businesses' outgoing X9.37 files that are sent to the bank. When your needs for a remote deposit capture enterprise is too large and is need of more in-house controls than a standard bank RDC application can provide--that's the time to move to Deposit Control Center.